Auto Store Finance
A Division of Gulfco Leasing, LLC
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Auto Store Finance has assisted many small & medium sized auto repair and supply businesses get the working capital they need... in a much more efficient manner than traditional bank loans.

Due to the recent credit freeze more and more small and mid-size businesses are turning to Auto Store Finance to obtain the working capital they need to grow and take advantage of business opportunities.

Auto Store Finance has several funding solutions including unsecured business loans, equipment financing, commercial real estate financing, hard money, consumer finance and other products catered to your needs.

You can use our loans for any reason:

  • Expansion
  • Pay off existing debt
  • Renovations & upgrades
  • Marketing
  • Working capital
  • Purchase equipment & supplies 

Unsecured Business Loans
Traditional lenders often say "no" to small business applicants. Even well-run small businesses often don't qualify for bank loans because they don't match the rigid lending parameters. Auto Store Finance uses technology to focus on the true health of your business - not just credit scores. A strong cash flow and good payment behavior demonstrate the performance of your business and can help you to qualify for business loans from $5,000 up to $5,000,000. By reviewing business performance in addition to credit history, we can identify healthy businesses that others pass by. We're different than most financing sources because we make loan decisions based primarily on your business's cash flow, not physical assets. Our loans do not require a mortgage, so they close quickly.

Consumer Finance
Our Consumer Finance programs offer your business two unique methods to help increase revenue and serve your customers better. With our range of financing options your business has the ability to greatly expand its customer base.

No Credit Check 3-6-12 Consumer Finance – Loan Amounts Up To $5,000

  • NO CREDIT CHECK – Bad Credit OK
  • $500 up to $5,000 Limit
  • Unsecured Loan - Guaranteed Funds to You
  • Instant Approvals
  • 3, 6 or 12 Month Payment Options
  • YOU ARE PAID 100% UPFRONT in ONLY 2 to 3 Banking Days
  • FREE Check Imager - No Leasing Fees
  • You Can Pass Check Conversation & Guarantee Fees to the Customer or Offer 0% Financing

For Loan Amounts up to $15,000.00 -Our Longer Term Financing Product Offers Many Ways to Help Grow Your Business:

  • Credit Scores as Low as 600
  • Loan Amount up to $15,000.00
  • Terms up to 48 Months
  • No Money Down
  • 100% Unsecured Loans
  • No Long Term Commitments
  • No Hardware
  • No Lease
  • No Terminal

Equipment Financing

Auto Store Finance offers equipment leasing to purchase new Equipment or used Equipment for you to use in your projects.  If you already own equipment we can get you working capital by structuring a sale leaseback  around equipment that you already own.

Depending on the type of Lease you select, you will have the options to own the equipment after the expiration of the lease. Flexible terms up to 84 months and a credit score of 550 or better are required. We can finance all of the equipment you need to operate your business.

Commercial Finance & Hard Money

Auto Store Finance is not your typical lender. We take the subjectivity out of Hard Money Lending. We'll tell you what will close and how to close it - we'll get you there! Our loans are strictly driven by the equity in the subject property, not through a borrower's FICO score. We do residential and commercial real estate loans that need creative approaches with aggressive investors to fund.

Our Commercial Financing products handle both purchase and refinance transactions on all types of commercial/income producing properties such as Auto Repair Shops, flagged & non-flagged Hotels & Motels, Retail Stores, Mobile Home Parks, Office Buildings, Industrial Properties, Apartment/Condominium Complexes, Restaurants, etc.  We have over 15 funding sources to meet your long-term business needs including SBA loans.


(866) 598-1215